Well cash is king, you’re actually doing the small stores a favor because even though Twint has really low fees and a threshold before they apply they still take a small cut at some point.
I just hate carrying coins. If we had CHF 1 notes I’d use cash more often.
Twint isn’t really an alternative. Swiss cards still use the visa/mastercard networks.
Twint does not use Visa or Mastercard at all, it’s connected to your bank account and works with QR codes, NFC and Phone Numbers.
That’s what i’m saying, it’s just like Wero but slightly more advanced, a way to pay without using your card.
Are you still using physical cards? I haven’t used a physical card in years since NFC has been commonplace.
Most of the time I use Apple Pay in person. However sometimes they don’t accept it online so I have to use my card.
When I said “pay without using your card” I meant online, because I’ve never used Twint in a physical shop.
Are yon never buying stuff at a local butcher shop, flower truck or at a farmers store (Hofladen)? Most of them only take cash or Twint here.
I prefer to pay w/ cash in this case. I don’t know why tbh.
Well cash is king, you’re actually doing the small stores a favor because even though Twint has really low fees and a threshold before they apply they still take a small cut at some point.
I just hate carrying coins. If we had CHF 1 notes I’d use cash more often.
True but it’s a bit hypocritical on my part. I should be using cash every time I can, not every time I can’t use my card/apple pay.