• comrade_twisty@feddit.org
    link
    fedilink
    English
    arrow-up
    1
    ·
    14 hours ago

    Twint does not use Visa or Mastercard at all, it’s connected to your bank account and works with QR codes, NFC and Phone Numbers.

    • kutt@lemmy.world
      link
      fedilink
      English
      arrow-up
      1
      ·
      13 hours ago

      That’s what i’m saying, it’s just like Wero but slightly more advanced, a way to pay without using your card.

      • comrade_twisty@feddit.org
        link
        fedilink
        English
        arrow-up
        1
        ·
        13 hours ago

        Are you still using physical cards? I haven’t used a physical card in years since NFC has been commonplace.

        • kutt@lemmy.world
          link
          fedilink
          English
          arrow-up
          1
          ·
          13 hours ago

          Most of the time I use Apple Pay in person. However sometimes they don’t accept it online so I have to use my card.

          When I said “pay without using your card” I meant online, because I’ve never used Twint in a physical shop.

          • comrade_twisty@feddit.org
            link
            fedilink
            English
            arrow-up
            1
            ·
            12 hours ago

            Are yon never buying stuff at a local butcher shop, flower truck or at a farmers store (Hofladen)? Most of them only take cash or Twint here.

              • comrade_twisty@feddit.org
                link
                fedilink
                English
                arrow-up
                2
                ·
                edit-2
                12 hours ago

                Well cash is king, you’re actually doing the small stores a favor because even though Twint has really low fees and a threshold before they apply they still take a small cut at some point.

                I just hate carrying coins. If we had CHF 1 notes I’d use cash more often.

                • kutt@lemmy.world
                  link
                  fedilink
                  English
                  arrow-up
                  1
                  ·
                  edit-2
                  12 hours ago

                  True but it’s a bit hypocritical on my part. I should be using cash every time I can, not every time I can’t use my card/apple pay.